Become a homeowner in a residential leisure park on a plot transfer with airenature is both attractive and affordable. Whether it's for a second home or a rental investment, there are several ways to finance the purchase of your plot. This article guides you through the main financing options and gives you tips on how to make your real estate project a success.
The most common way to finance the purchase of a plot in a residential leisure park is through a mortgage. This type of loan enables you to borrow the sum needed to purchase the plot and repay it over a set period. Banks and financial institutions generally offer attractive terms for second-home projects.
In the case of a residential park with plot transfer, you benefit from full ownership of your land, which makes it easier to obtain a mortgage. As with any real estate purchase, it's important to compare credit offers carefully to obtain the best terms, particularly in terms of interest rate and repayment period.
If you have a personal deposit, it may be a good idea to use it to finance part of the purchase of your plot. A down payment can often reduce the amount you borrow and improve the terms of your mortgage. The higher your down payment, the better the interest rate you can negotiate with your bank.
In some cases, it is also possible to benefit fromfinancial aid or subsidized loans, depending on your personal situation or the type of property project you are planning. Such assistance may come from public or private bodies, and it's advisable to check with your bank or a real estate finance advisor to find out if you're eligible.
For smaller-scale projects, particularly if you opt for a bare plot or an already-equipped Habitation Légère de Loisirs (HLL), a consumer credit can be a quick and flexible solution. This type of credit allows you to borrow smaller amounts than a real estate loan, over a generally shorter period. Interest rates may be higher, but it remains an attractive option if you want to finance your project quickly without taking out a conventional mortgage.
However, before choosing this solution, it's important to compare repayment terms and make sure that the monthly payments match your budget.
Real estate crowdfunding is a fast-growing financing solution that enables you to raise funds from individual investors to finance the purchase of a plot in a residential leisure park. In this model, several investors finance your project in exchange for a share of the rental income or a capital gain on resale.
Although this method is still uncommon in the residential leisure park sector, it represents an innovative solution for those wishing to diversify their sources of financing or looking for an alternative to traditional loans.
Finally, an interesting option for financing your project is to make your plot profitable by renting it out when you're not occupying it. Thanks to the rental flexibility offered by airenature residential leisure parks, you can rent out your Habitation Légère de Loisirs (HLL ) on online reservation platforms (Airbnb, Booking, etc.) and generate rental income.
This income can help you cover your monthly mortgage payments or finance the upkeep of your plot. What's more, demand for nature breaks is constantly on the rise, guaranteeing attractive rental returns, especially in tourist areas.
Whether you opt for mortgage financing, consumer credit, or alternative solutions such as crowdfunding, airenature offers you a wide range of options for becoming an owner in one of our residential leisure parks. Thanks to the flexibility of our plot transfer parks, you benefit from a secure environment, a sustainable investment, and the possibility of making a quick return on your project thanks to seasonal rentals.
